TERMS AND CONDITIONS

§1 General

These general terms and conditions apply to all visitors to this site, regardless of whether the visitor is a guest, member or premium member. For Internet services provided by third parties to which Inviesta merely links or which are mediated by Inviesta, the terms of use of the respective provider apply.

§1.1 Subject of Inviesta

Inviesta publishes articles and information about personal finance, saving, investing and trading on the Inviesta.com website and provides comprehensive products and services to support smart investment decisions. However, Inviesta does not provide investment recommendations and does not replace investment advice.

§1.2 Content and availability

§1.2.1 Adaptation of content

The functions and content provided on Inviesta can be changed, expanded or restricted without prior notice.

§1.2.2 Discontinuation of operations

If Inviesta is discontinued, payments made will be refunded pro rata. No further claims can be made.

§1.2.3 System requirements and availability

In order to use the Inviesta website, certain system requirements are necessary on the part of the user. Before buying one of Inviesta’s products, the user must ensure that he can use the functionality offered sufficiently to his satisfaction. In addition, these system requirements can change at any time due to technical adjustments and extensions. By using standardized components and technologies, an attempt is made to achieve the greatest possible compatibility with the different systems of the users. However, the success of these efforts cannot be guaranteed due to the technical complexity.

§ 2 Ordering process and conclusion of contract

The contract is concluded with

Inviesta Ltd.
Straße 123
Stadt 123

Country
Geschäftsführer: Andrea Altmann. Daniel Stiegler

§2.1 Access to contractual content

The services and products offered are a binding contractual offer to conclude a corresponding contract. Before the customer submits the order declaration, all data is displayed on an order overview. Here the customer can identify and change input errors. By clicking on the order button, the customer submits his binding contractual declaration, with which he accepts Inviesta’s offer. The contract is thus concluded. Immediately afterwards, the customer receives an email confirming receipt of the order.

§2.2 Contract language

The language available for concluding the contract is English.

§2.3 Order conclusion

The customer receives an email with the order data and the general terms and conditions. The current general terms and conditions can also be viewed on the website at any time.

§ 3 Prices and payment conditions

§3.1 Prices

The prices mentioned on the website include the statutory value-added tax and other price components.The prices of the offered products and services depend on your chosen bundle and your payment duration (annual, quarterly, monthly). It is not possible to change the payment method or payment duration during an active subscription.

§3.2 Payment options

Inviesta offers various payment options available:

For the payment method "credit card", the credit card information must be provided on the order page. The credit card will be charged on the same day.
For the payment options “Apple Pay” and “Google Pay”, the respective login credentials and payment information must be provided to the third party payment provider.
With the payment method "SEPA Direct Debit", the customer grants a SEPA direct debit mandate. With the SEPA direct debit mandate, the customer authorizes Inviesta to collect the payment by direct debit from the customer's account. At the same time, the customer instructs his/her bank to honor the direct debit. The SEPA direct debit mandate can be revoked by the customer at any time. The debit will be made within 7 days.

§3.3 Payment default

The customer is in default at the latest when the payment deadline expires. In the event of the customer being in default of payment, Inviesta is entitled in particular to withhold the provision of the contractually agreed services, in particular to block access to the paid offers. After the outstanding claims have been settled, the service will be resumed or access will be reopened. Inviesta reserves the right to make further and more extensive claims, in particular compensation for damages caused by delay and damages due to any extrajudicial legal action, as well as to declare extraordinary termination.

§4 Duration of Contract and Termination

§4.1 Contract cancellation

The contract runs indefinitely. It can be terminated at any time with a notice period of one month. To end the subscription to paid services and products, a cancellation is necessary. You can cancel your subscription at any time via your profile page or by writing us an e-mail.

For a monthly product or service subscription, the minimum contract period is one month, after which the subscription can be canceled monthly.

The minimum contract period for the quarterly product or service subscription is one quarter and can then be canceled at any time with one month's notice.

The minimum contract period for the annual product or service subscription is one year and can then be canceled at any time with one month's notice. In any case, after the minimum contract period has expired, the contract is automatically extended for an indefinite period under the terms and conditions as long as it is not canceled. During the minimum contract period, the contract can be canceled at any time at the end of the minimum contract period.

In the event of cancellation, access remains to the paid product or service until the end of the paid term. The customer can see the end date of any product or service subscription on the profile page.

§4.2 Deletion of the user account

You can delete your user account yourself on your profile page at any time or by sending us an e-mail. There are no costs involved. Please note that this does not give rise to a claim for reimbursement. Any existing days of paid access to services and products expire immediately. However, as a new customer, you have a right of withdrawal. Deleting your user account cannot be reversed.

§5 Data use and copyright

§5.1 Data use

The content, information, images, videos, databases and signals provided by Inviesta and published on the Inviesta.com website may be protected by copyright.

Use is only permitted for private personal use. Any other use, in particular the reproduction, modification, distribution or storage of information or data, in particular texts, signals, parts of texts, images and film material or computer programs, for other purposes requires the prior express consent of Inviesta. This also applies to inclusion in electronic databases. Otherwise, the legal limits arising from copyright law and other applicable statutory provisions apply.

§5.2 Prohibition of account sharing

A product or service subscription is only valid for one person. It is strictly forbidden to share paid product or service content with third parties, in particular to pass on the access data. Technical measures are used to prevent customers from logging in from different devices. All information and documents in the member area and the provided products and services are subject to the copyright of Inviesta. It is forbidden to pass on or publish such content (e.g. in Telegram, WhatsApp). The customer undertakes to pay Inviesta a contractual penalty for each case of culpable violation of the prohibition of account sharing or the prohibition of passing on paid product or service content, which is to be determined by Inviesta at its reasonable discretion and reviewed by the competent court in the event of a dispute. The contractual penalty is at least 250 euros. Inviestsa expressly reserves the right to assert further claims.

§6 Liability

§6.1 Liability cases

Inviesta is liable in accordance with the statutory provisions for damages to the customer

that were caused intentionally or through gross negligence by Inviesta or its vicarious agents
that are the result of the absence of a guaranteed quality of the service
that are based on a culpable violation of essential contractual obligations
that are the result of a culpable injury to health, body or life for which liability is provided for under the Product Liability Act.

§6.2 Limitations of liability

The following limitations of liability apply to all contractual and non-contractual claims.

§6.2.1 Limitation of liability of a general nature

In the event of a merely slightly negligent breach of an essential contractual obligation, Inviesta's liability is limited to such damages that are typically and foreseeably expected to occur in the context of the provision of the agreed services. This limitation does not apply if damages are the result of injury to health, body or life or the result of the absence of a guaranteed quality of the service.

Essential contractual obligations are those contractual obligations whose fulfillment makes the proper execution of the contract possible in the first place and on whose compliance the customer can regularly rely, and whose violation would, on the other hand, endanger the achievement of the purpose of the contract.

Otherwise, the liability of Inviesta and vicarious agents is excluded regardless of the legal basis.

§6.2.2 Limitation of liability for incorrect data

Inviesta makes its own data and data from other providers available via hyperlinks on the Internet. This data is for information purposes only. The customer cannot rely on or rely on the timeliness, accuracy or completeness of the data. Inviesta does not guarantee or accept liability for direct or indirect damages resulting from the use of the information or data. Inviesta assumes no responsibility for the content, functionality, freedom from errors and legality of websites to which Inviesta links.

§6.2.3 Limitation of liability for unavailability

Inviesta endeavors to ensure that the site is always accessible and fully functional. However, no guarantee can be given for this. In particular, technical problems may lead to the site being unavailable or individual functions of the site failing. Inviesta excludes any liability for technical or other faults.

§ 7 Right of withdrawal

§7.1 Withdrawal policy

You have the right to withdraw from this contract within fourteen days without giving any reasons. The withdrawal period is fourteen days from the day of concluding the contract. To exercise your right of withdrawal, you must inform us (Inviesta Ltd. ADDRESSE, Email: hello@inviesta.com) by means of a clear statement (e.g., a letter sent by post or an email) of your decision to withdraw from this contract. You can use the attached sample withdrawal form, but it is not mandatory. To meet the withdrawal deadline, it is sufficient for you to send the notification of exercising your right of withdrawal before the withdrawal period expires.

§7.2 Consequences of withdrawal

If you withdraw this contract, we will refund you all payments we have received from you, including delivery costs (excluding any additional costs resulting from the fact that you have chosen a different type of delivery than the cheapest standard delivery offered by us), immediately and no later than fourteen days from the day on which we receive notification of your revocation of this contract. We will use the same means of payment for this repayment as you used for the original transaction, unless expressly agreed otherwise with you; in no case will you be charged any fees for this repayment.

If you want to withdraw the contract within the withdrawal period, you can fill out this exemplary form and send it to us

— To: contact@inviesta.com

— To: Inviesta Ltd., Straße 123, Stadt 123, Spain

— I/we (*) hereby cancel the contract concluded by me/us (*) for the purchase of the following products (*)/the provision of the following service (*)

— Ordered on (*)/received on (*)

— Name of the customer(s)

— Address of the customer(s)

— Signature of the customer(s) (only if notification is made on paper)

— Date

(*) Delete as appropriate

§7.3 Sample cancellation form

The information and offers on Inviesta's websites are intended for registered as well as unregistered users. However, the offers found by the user on Inviesta’s websites are explicitly not aimed at individuals in countries that prohibit the hosting or accessing of the content posted therein, particularly not at US persons within the meaning of Regulation S of the US Securities Act of 1933, as well as internet users in the UK, Northern Ireland, Canada, and Japan. Each user is responsible for informing themselves about any restrictions and adhering to them before accessing the websites.

As far as Inviesta provides stock or financial information, prices, indices, news, (stock) metrics, dividends, market data, as well as other general market information on the website, these are for informational purposes only and to support the user's independent investment decision. The mentioned information does not constitute an invitation to buy, hold, or sell securities and derivative financial products, and does not establish an individual advisory or consultation relationship. They are not legal, tax, or other advice and cannot replace such advice.

Before making investment decisions, the user should carefully inform themselves about the opportunities and risks of the investment. A positive performance of a financial product in the past does not in any way indicate future returns. Inviesta assumes no liability for the provided information deemed reliable by Inviesta, for trading suggestions provided, and for their completeness. Readers and participants in multimedia events such as webinars, videos, audio content, or lecture events who make investment decisions or carry out transactions based on the published content, do so entirely at their own risk and on their own responsibility.

We do not guarantee the accuracy of the data. Occasionally, miscalculations or rounding errors may occur. Technical issues will be resolved as quickly as possible. A temporary interruption of signal or indicator delivery does not entitle you to reimbursement or a discount.

Even if formulations and instructions seem to prompt an action, Inviesta cannot be held responsible for actual transactions on the part of the user.

The use of this site cannot replace the competent advice of a recognized investment advisor. Please remember that any type of investment carries the risk of financial losses.

Inviesta does not offer any financial services as defined by the Banking Act, nor does it provide any securities services as defined by the Securities Trading Act.

§8 Risk Disclaimer

The EU Commission has provided an interactive website in accordance with EU Regulation No. 524/2013 for the settlement of out-of-court disputes arising from online legal transactions. You can find the website at this link.

§9 Out-of-court dispute resolution

If the customer is a business entity, German law applies to the exclusion of the UN Convention on Contracts for the International Sale of Goods.

If the customer is a merchant within the meaning of the Commercial Code, a legal entity under public law or a special public fund, Munich shall be the exclusive place of jurisdiction for all disputes arising from contractual relationships between the provider and the customer.